PPI is an insurance often sold with a bank loan or credit card. It is purchased to protect your repayments should you find yourself unable to work for any reason, the general assumption being that your PPI will cover the repayments of your loan if you ever find yourself in this position. So it must be a good thing, yes? Well, actually it’s been discovered that a high percentage of PPI policies were in fact worthless, and would have been of little benefit to a person making a claim. I...

The average mis-sold payment protection insurance (PPI) claim is in the thousands of pounds, and some receive as much as tens of thousands. If you took out a credit card, loan, overdraft, mortgage or other lending product before 20th April 2011, you are very likely to have been mis-sold payment protection insurance. The rules around PPI are complex, but generally you may have been mis-sold PPI if you were sold it without your knowledge, with the impression that it was not optional, wit...

Surveying is probably one of those careers that seem quite elusive and mysterious to many people. But no doubt just about everyone has seen a surveyor at work, often on the side of a busy road. They are often dressed in hi-vis vest jackets peering through a lensed item on a tripod. But even if it's not a career path that may seem entirely interesting the people who do conduct archaeological surveys are providing a very important service when it comes to building and planning permission...

So you are beginning to understand the concept of PPI and feel you may be entitled to make a mis-sold PPI claim. But how do you go about this? It is daunting for an individual to contact high street lenders, particularly if you do not have a complex understanding of the conditions of PPI.

Making a PPI refund

Speak to a professional claims management company to find out how you can receive a Payment Protection Insurance (PPI) refund. They will assess whether or not you are entitled to a P...

With electricity companies charging more than ever and prices continuing to spiral upwards, paying bills in your home or business can be a real struggle. One of the biggest expenditures for many household is energy bills. Voltage optimisation offers a way to reduce electricity consumption without changing your lifestyle. Domestic voltage optimisation can easily reduce electricity consumption by 18%; saving a family of four living in a three-bed semi detached house around £150 a year. ...

Payment protection insurance also known as PPI, was designed to cover your loan or credit card repayments if you became unemployed, had a long-term illness or were involved in an accident. PPI can provide valuable protection for people who have lost their jobs. However, over the past few years insurance policies have been widely mis sold, as they provided huge profits for banks and lenders.

Advisors would mis sell their policies by not fully explaining what the insurance covered and tel...